Stopping Car Repossession Through Bankruptcy
A month or so of missed car payments can cost you your vehicle, which may cost you your job. If you are facing financial struggles, you are not alone; the Law Offices of Carla J. Zolman, L.L.C., is here to help. Our attorneys can help you file for bankruptcy and prevent or stop repossession.
When you file for bankruptcy, creditors must stop collection efforts such as foreclosure and car repossession. With our in-depth knowledge of bankruptcy law, we can help you explore your options. Our lawyers are committed to getting you debt relief and stopping repossession. Contact us for more information and to schedule a free initial bankruptcy consultation. Call us at 314-549-8985 or send an e-mail.
How Bankruptcy Can Help
By filing for Chapter 13, also known as reorganization bankruptcy or debt consolidation bankruptcy, you may be able to lower the amount that you owe on your car loan(s) as well as your monthly payment. Through Chapter 13, you can get current on car payments with a three- to five-year payment plan. A Chapter 13 bankruptcy filing may also be able to recover a car that has already been repossessed.
If you qualify to file for Chapter 7, we can help you discharge credit card debt, medical expenses and other unsecured debts, freeing up finances that could allow you to get current on car payments. Some of your property may be sold to pay down your debt, but you may be able to keep your car depending on several factors like the market value, the amount you have paid and the amount you still owe.
Whatever your financial circumstances may be, you can rely on us to pursue the best possible outcome for you. We will thoroughly examine all your outstanding debts and create a customized plan that meets your needs. We can help you get ready for bankruptcy, and we will be here to serve as a resource and a guide throughout the bankruptcy process.
The Law Offices of Carla J. Zolman, L.L.C., is here to help. Send us an e-mail or call us at 314-549-8985 to learn more. We serve clients throughout St. Louis, St. Charles, Jefferson County, and surrounding areas of Missouri.
*We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
